February 2018
« Jan    

Archive for the ‘Coaching Tips’ Category


The miracle of the miners.  The whole world has been witness to the courage, endurance, community, technology, and amazing faith of so many.

I take with me into this day the inspiration of this miraculous event.  A reminder for me to be grateful for all the beauty that surrounds me, and the tenuousness and preciousness of life.  Take a few moments today to acknowledge the miracle.

Be well!


The past several days have been difficult.  As we know living is not always easy.  I found myself unable to blog, so I posted quotes.  Yesterday it took me a couple of hours to find a quote and I was thinking that I could write something in less time.  Later in the day I was reflecting on the nature of this blog.

Cued by the ‘Moods’ post, I decided that I would continue to post information and inspiration, but that I would also put myself  more actively into the daily message;  not easy for me as I am a  private person, and making myself vulnerable is this manner is uncomfortable to say the least.

It’s morning.  As I ambled down to get the paper at about 5:15am, I stopped and studied the sky.  A crisp and clear sky full of  stars.  Breathtaking, humbling, and a good reminder to me that I am not alone.  I want the mood of the past week to shift.  I know well that grief is a process and the shift will come…is coming.  That this too shall pass. 

 It is warm in wine country.  The intense beauty of fall presses hard into my senses.  I am comforted by the sights, the sounds and the colors.  And another day begins….


“Today I will be master of my emotions.”

“It is one of nature’s tricks, little understood, that each day I awaken with moods that have changed from yesterday.  Yesterday’s joy will become today’s sadness; yet today’s sadness will grow into tomorrow’s joy.  Inside me is a wheel, constantly turning from sadness to joy, from exultation to depression, from happiness to melancholy.  Like the flowers, today’s full bloom of joy will fade and wither into despondency, yet I will remember that as today’s dead flower carries the seed of tomorrow’s bloom so, too, does today’s sadness carry the seed of tomorrow’s joy.”

The Greatest Salesman in the World, Og Mandino

Accepting Mistakes

“One thing is certain: you can’t correct mistakes if you feel ashamed of having made them.  Those who secretly believe themselves deified are chagrined when something goes wrong.  Being saints, and utterly wise, their conduct should of course be perfect.  The rest of us know how easy it is to be at fault.  We’re making mistakes all the time–and patiently correcting them.”

“Hell is in your memories.  The cauldron of remorse for what you did not dare to do is worse than any pain from wrong efforts.  A forthright striving, whatever its outcome, gives one protection by its very strength.”

The Art of Selfishness, David Seabury (1937)

The Trick of Living

“The trick of living is to slip on and off the planet with the least fuss you can muster.  I’m not a professional philanthropist, and I’m not running for sainthood.  I just happen to think that in life we need to be a little like the farmer who puts back into the soil what he takes out.”

Paul Newman

The Seeds of the Mind

“Your mind is like a piece of land planted with many different kinds of seeds: seeds of joy, peace, mindfulness, understanding, and love; seeds of craving, anger, fear, hate, and forgetfulness.  These wholesome and unwholesome seeds are always there, sleeping in the soil of your mind.  The quality of your life depends on which seeds you water.  If you plant tomato seeds in your garden, tomatoes will grow.  Just so, if you water a seed of peace in your mind, peace will grow.  When the seed of happiness in you is watered, you will become happy.  When the seed of anger in you is watered, you will become angry.  The seeds that are watered frequently are those that will grow strong.”

Walking Meditation, Nguyen Anh-Huong & Thich Nhat Hanh (2006)


“When we think of loss, we think of big losses, such as losing a loved one, our life, our home, or our money….

“Losing those we love to death is certainly one of the most heartbreaking experiences.  An interesting comment, made with no disrespect to anyone, is that people who lose someone through divorce or separation will often say that they realize death is not the ultimate loss.  Rather, it’s the separation from loved ones that is so difficult.  Knowing about someone’s continued existence but being unable to share it with them may cause more pain and make resolution far more difficult than permanent separation through death.  With those who have died, however, we find new ways to share their existence as they live on in our hearts and memories.”

Life Lessons, Kubler-Ross & Kessler (2000)

Money Success

An important key to money success is understanding giving and receiving; giving to yourself as well as others and being able to receive with wisdom and confidence.  The gift of large sums of money, coming all at once, does not equal money success.  Witness the tragic financial lives of lottery winners.  How quickly many of them are back where they were, or worse, before they received their largess.

Money success is an attitude.  It is feeling good about what and where we spend.  Not for just a moment or a day, but for a sustained period of time.  It is a sense of financial independence and freedom arising from making good decisions about spending and saving regardless of how big or small the budget.  Money success is discipline; the discipline of keeping track, the discipline of saving, the discipline of spending.  Money success is not only learning your money style, but practicing it, owning it…living it.

“If you advance confidently in the direction of your dreams, and endeavor to live the life you have imagined, you will meet with unexpected success.”  Henry David Thoreau

Money Strategies

Certainly one of the most important money strategies is knowing how much is coming in and going out.  Writing down what you spend can be very insightful.  We want to know who comes and goes in and out of our house.  We should be equally concerned with the traffic through our wallets and bank accounts.  Budgets, whether you stick to them or not, are ways of keeping track.

Many of us were never taught to be savers;  many of us don’t believe we have anything left to save.  There are many good strategies for saving.  Again, it is important that you are in harmony with your money style.  Be realistic.  Although a piggy-bank may seem a silly way for an adult to save money, it works; and it can be fun. 

I have several friends who play the lottery faithfully.  I wondered what saving the $5 or $10 a month would look like, feel like.  Now more than five years later none of them have won the lottery, but I have a few $100 in the bank just by ‘saving’ lottery money.

Credit although not so easy to obtain anymore is a double-edged sword.  It feels good to have the things you want now, but fees and  usurious interest rates can keep you in bondage for years, often beyond the life of whatever you ‘had to have’.  Educate yourself about credit and you will be a wise consumer of this valuable commodity.

There are many resources for educating ourselves about money, budget plans, ways of investing for or planning for retirement and saving.  Find the ones that work for you or create your own plans.  Good money strategies are essential for money success.

“If you believe you can – or – If you believe you can’t, you’re right.”  Henry Ford

Money Style

What is your money style?  Are you a liberal or conservative spender?  Do you make thoughtful or spontaneous purchases?  Are you a ‘saver’ or do you live from paycheck to paycheck?  Do have a weekly, monthly or yearly budget?  Is having an abundance of money important to who you are?  Is giving, sharing, or tithing part of your money style?  What changes, if any, would you like to make in your money style?  Your financial reality?

Most of us are some synthesis of all of the above to greater or lesser degrees.  To achieve or maintain financial success it is important to have a clear and focused understanding of your personal money style. 

I invite you to set aside some time to answer the above questions.  Put it on paper or in a computer file.  Include your feelings.  If you are among the fortunate few who have learned sound money principles, do the exercise anyway.  It can help clarify and affirm your money style. 

Get to know intimately your money personality as it is the foundation of your financial success.

Word of the Week: